AFFILIATE DISCLOSURE

In compliance with the FTC guidelines, please assume the following about links and posts on this site:

* Any/all of the links on this website are affiliate links of which we may receive a small commission from sales of certain items, but the price is the same for you.
* We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

According to FTC rules concerning bloggers we must disclose that we may receive compensation or free products through advertising and affiliate programs or for recommending products and providing links to products. That said, we only recommend or link products that we approve of, use ourselves, and/or believe would be good for our readers.

Disclosure of Material Connection: Some of the links in our blog are  “affiliate links.” This means if you click on the link and purchase the item, we will receive an affiliate commission. Regardless, we only recommend products or services we use personally and believe will add value to our readers.

We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Disclosure of Material Connection: we occasionally have “sponsored posts” on my blog. The company who sponsored it compensated us via a cash payment, gift, or something else of value to write it. Regardless, we only recommend products or services we use personally and believe will be good for our readers. We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Disclosure of Material Connection: From time to time we receive products or services mentioned in our blog for free in the hope that we would mention it on our blog. Regardless, we only recommend products or services we use personally and believe will be good for my readers. We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

The following are companies we have an affiliate relationship with:
* Amazon.com
* ZBuyer.com
* Creditrxamerica.com

Thanks so much for visiting our site.